- No income documentation required for DOC features
- Easy documentation: short form allowed for title requirements
- Rate and term and cash-out up to $250,000 cash in hand
- 100% refinancing available up to $700,000
- No seasoning required on discharged bankruptcy
- Up to 55% DTI & FICOs as low as 500
- Combo financing allowed with no seasoning
- Owner-occupied SFR, PUD, condo, and two-unit properties
- 18-month mortgage rating: 0 x 30